
I do not use templates to create sites. Each website I create is coded by hand using my Standard Layout as a starting point. Most websites are built on a standard grid style layout and this layout gives my clients a framework to visualize their website.
Before going further you may wish to read this page on planning your website

This is the standard grid I (and many other designers) use to layout the web pages I create. It divides the page into three sections: a Header area, a Content area and a footer area.
This standard layout can be used with almost any design. Below are a few examples of websites created with this layout.
Check out Microsoft, Dell and Best Buy for example of website grids
Click the small image below to open it and see the layout full size.

The Header area of your site should contain information common to all of the pages in your site. Your company name, logo, a top menu, search box, and a photo banner are some of the commonly used items in this area. Some sites also place social media connection icons in this area.
Most often, the header area is divided into different "rows" with each row holding some information. You will see this in the examples below

The Content area of your site is the largest area on your page. The content area can be divided into vertical columns just as the header and footer area can be divided into multiple rows.
Pages most often will have between one and three columns of information. If your page has one large content area this is a one column layout. In a two column layout a smaller left or right section will hold content such as navigation menus or special information while the larger area remaining will hold your main content. In a three column layout the two sides might hold items like navigation menus and the center area would hold the main content for the site.
Many websites have one layout for the site Home page and then a second layout for the interior pages. An example of this would be my site. The home page has a three column layout, while most of the interior pages have a two column layout. This page has a one column content area. You can choose the exact layout for each of your pages - one, two or three columns. Check out the sample designs below to see examples of different column layouts.
Click Here for more information on specific elements of a website design
I hope this helps you think through the process of creating a small business website. If I can be of assistance,
please feel free to contact me.